Kathy Hilton

If you’re nearing retirement or already receiving the Old Age Security (OAS) pension, there’s one crucial detail you can’t afford to ignore: the OAS clawback, officially known as the Old Age Security Recovery Tax. While OAS is a key support system for Canadian seniors, earning above a certain income threshold can mean giving some—or all—of Continue reading

As 2025 begins, Canadian seniors will receive a CPP boost of 2.6%, marking another annual increase designed to help retirees manage rising living expenses. The Canada Pension Plan (CPP) is indexed to inflation through the Consumer Price Index (CPI)—a system that ensures pension payments rise in line with the cost of essential items like food, Continue reading

Teachers in Quebec benefit from stable and secure retirement plans under two primary programs—the Régime de retraite des employés du gouvernement et des organismes publics (RREGOP) and the Quebec Pension Plan (QPP). While all Quebec residents contribute to the QPP, public sector employees, including teachers, contribute to the RREGOP, which provides defined pension benefits after Continue reading

The Saskatchewan Teachers’ Retirement Plan (STRP) plays a critical role in helping educators in Saskatchewan build financial security for their retirement years. Managed by the Saskatchewan Teachers’ Federation, this defined benefit pension plan serves teachers who began working in the province’s educational system on or after July 1, 1980. This guide breaks down everything you Continue reading

Teachers in Alberta rely on the Alberta Teachers’ Retirement Fund (ATRF) to secure their future after years of dedicated service in the classroom. As the trustee and administrator of the province’s Teachers’ Pension Plan, ATRF is responsible for managing contributions, investments, and the disbursement of monthly pension payments. If you’re an active teacher planning for Continue reading

The Ontario Teachers’ Pension Plan (OTPP) is one of the most respected and financially stable public pension plans in Canada, managing retirement benefits and investments for over 330,000 active and retired teachers across Ontario. If you’re a current retiree or planning your exit from the classroom in the near future, staying informed about your pension Continue reading

Retired educators across the province are receiving important news about their pension benefits for the year ahead. The BC Teacher Pension Increase 2025 brings a 1.6 per cent cost-of-living adjustment (COLA), effective January 1, 2025. This annual increase is designed to help pension payments keep pace with inflation, providing financial stability for retired teachers. This Continue reading

If you’re a retired teacher in British Columbia or planning for retirement, knowing the BC Teacher Pension Payment dates 2025 is essential for financial planning. The BC Teachers’ Pension Plan is one of the most secure public pensions in Canada, offering consistent monthly income backed by inflation protection. This guide covers payment dates, exchange rates, Continue reading

The BC minimum wage increase 2025 is a hot topic for workers, employers, and policy makers across British Columbia. With the province’s commitment to ensuring fair wages and reducing income inequality, the scheduled BC minimum wage increase in 2025 is a crucial step in supporting low-income earners and boosting the overall economy. Overview of the Continue reading